Questions? Call or Text
(484) 626-1616
Tuskes Homes partners with MCT Financial as a trusted lender for a seamless homebuying transaction, from start to settlement. Their team will obtain your home loans financial goals with unparalleled expertise, local knowledge and service, you and your family can rely on MCT.
MCT is dedicated to exceeding customer’s expectations in finding the competitive rates, service, and options for a home loan that’s right for you. Whether you want a better rate, a large amount of guidance, or a more complex financing package, they realize you are unique and your dedicated loan officer work with you to form a loan that meets your financing goals.
*Results received from this calculator are designed for comparative purposes only, and accuracy is not guaranteed. This calculator does not have the ability to pre-qualify you for any loan program. Qualification for loan programs may require additional information such as credit scores and cash reserves which is not gathered in this calculator. Information such as interest rates and pricing are subject to change at any time and without notice. Additional fees such as HOA dues are not included in calculations. All information such as interest rates, taxes, insurance, PMI payments, etc. are estimates and should be used for comparison only.
A conventional fixed-rate mortgage guarantees a fixed interest rate and payment over the life of the loan with terms ranging in average from 10 to 30 years, in addition custom loan terms are available. The standard down payment option is 20% however there are programs as low as 3-5%
FHA Loan is a mortgage loan that is insured by the Federal Housing Administration (FHA). This program gives flexibility for lower down payments & minimum credit scores are lower than required by conventional mortgages. VA Loan is a mortgage loan in the United States guaranteed by the U.S. Department of Veterans Affairs (VA). The VA loan was designed to offer long-term financing to eligible American veterans or their surviving spouses (provided they do not remarry). These often require no down payment and have lower closing costs, which can help keep your savings secure. USDA Loan by the United States Department of Agriculture (USDA) gives borrowers the opportunity to own a home outside of the city limits. There are several benefits of a USDA loan, including flexible credit underwriting requirements and no down payment required. Borrowers who qualify for a USDA home loan have the flexibility to pay nothing out of pocket for a down payment.
A jumbo loan is a loan that exceeds the conforming loan limits as set by Fannie Mae and Freddie Mac. As of 2025, the limit is $802,650 for most of the US. Rates may be a bit higher on jumbo loans because lenders generally have a higher risk. One of the biggest benefits is that financing options are available up to $3,000,000. This may provide convenience to many borrowers.
Refinancing your loan simply means renegotiating an existing mortgage. Refinancing could save you a considerable amount of money over the life of your loan and potentially improve your overall financial outlook.
Disclaimer from MCT: This information is provided exclusively to real estate professionals and is not intended for public use. This is not an advertisement to extend consumer credit. All loans are subject to credit and property approval. Programs, rates, term, and conditions are subject to change without notice. Other Restrictions apply. Licensed by the PA Department of Banking and/or Division of Consumer Finance in FL and/or NJ Department of Banking and Insurance. Conquest Mortgage, LLC, NMLS# 1121654, (dba Bright Financial nmls# 2490247, Legacy Mortgage Partners nmls#2490347, MCT Financial nmls# 2462920, Nittany Mortgage nmls# 2471245, Premier Mortgage Partners nmls# 2490939) Phone number: 484-484-7000 www.mct-financial.com